Profile Setup
2025/26
Employment & Tax Codes
£
£
Other Regular Income
£
£
£
Pension & Allowances
£
£
£
£
£
£
2025/26 Key Thresholds
Personal Allowance
£12,570
PA taper starts
£100,000
60% trap zone
£100k–£125,140
Higher rate threshold
£50,270
Additional rate threshold
£125,140
Pension taper — Threshold Income
£200,000
Pension taper — Adjusted Income
£260,000
Annual Allowance 2025/26
£60,000
ISA Allowance 2025/26
£20,000
Junior ISA (per child)
£9,000
Personal Savings Allowance (HR)
£500
Dividend Allowance
£500
Scheme Pays deadline
31 July
Self Assessment deadline
31 Jan 2027
Monthly Entry
2025/26
Monthly Income & Expenditure — 2025/26
| Month | NHS Salary Gross (£) |
NHS Pension Deducted (£) |
Locum/Bank Gross (£) |
Rental Net profit (£) |
Private/Other Net (£) |
Expenditure Total (£) |
Notes |
|---|
ℹ️
Enter gross figures from your payslip. NHS Pension = employee contribution only. Rental = net profit (rent minus expenses). Highlighted row = current month. Faded rows = future months not yet due.
Dashboard 2025/26
Total Income YTD
£—
—
Est. Tax YTD
£—
—
Pension Paid YTD
£—
—
Est. Take-Home YTD
£—
—
Threshold Meters
Income Split YTD
Tax Position
Live Advice 2025/26
Enter your data first
Complete Setup, enter at least one month, then click Update Dashboard.
⚠️
For information only — not financial or tax advice. Consult a qualified medical accountant. Rules correct for 2025/26 tax year.
Year-End Projection 2025/26
Projected Annual Figures
Enter monthly data to generate projections
Monthly Earning Headroom
How much extra you can earn per remaining month before hitting each threshold
Update dashboard first
Monthly Income Chart
NHS
Locum
Other
Year-on-Year Comparison 2024/25 vs 2025/26
2024/25 Previous Year
No data entered for 2024/25
2025/26 Current Year
No data entered for 2025/26
Side-by-Side Comparison
Enter data for both years to see comparison
Year-on-Year Changes
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